AVP & Lead, Credit Management (Large Corporates)
4 weeks ago
Join to apply for the AVP & Lead, Credit Management (Large Corporates) role at First Abu Dhabi Bank (FAB)
Company Description
First Abu Dhabi Bank is an inclusive environment where each person values the experiences, perspectives, ideas, and beliefs of others. We're in a unique position to learn from all our colleagues, combining international experience with deep cultural knowledge and local expertise. At FAB, you'll have the support of your team and a strong relationship with your line manager, who will trust you with responsibility and recognize your good performance. As we embrace different ways of seeing the world, listening to each other, and respecting different viewpoints, we grow stronger – together.
Job Description
Job Purpose: The role involves preparing, reviewing, and recommending credit facilities for a portfolio of Large Corporate clients, ensuring compliance with all credit policies and guidelines.
Key Accountabilities:
- Ensure timely preparation and submission of Credit Applications, including client visits and due diligence in coordination with the coverage team.
- Coordinate with Relationship Managers ahead of annual review due dates to gather necessary client information for comprehensive credit reviews.
- Maintain credit processing & approval turnaround times as per SLAs.
- Regularly monitor accounts and follow-up with Business units on terms and conditions to ensure compliance.
- Identify potential problem accounts through early warning indicators and liaise with Business Units for corrective actions.
- Review exception and portfolio reports, keeping abreast of clients' financial standing and market developments to inform risk assessments.
- Ensure data accuracy in reports presented to stakeholders, including senior management.
Qualifications
Minimum Qualification:
- Bachelor's degree required.
- Desirable: Chartered Accountant or MBA.
Minimum Experience:
- At least 5 years of relevant banking experience, with a minimum of 3 years in roles of increasing responsibility within Credit Management of Large Corporates.
- Associate
- Full-time
- Finance and Sales
- Banking
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