Banking Sales Representative
3 months ago
**Job Title**:
**Direct Sales Agent** (DSA)
**Type of the Job**:
Full Time ( 48 Hours per week)
**Purpose of the position**:
**Main Responsibilities & Duties**:
- Preparation of above-mentioned documents assessing the customer’s financial status focusing on salary, collateral capacity in repay, cash flow and transaction structure inline with the AUB Retail Banking policy
- Provision of day-to-day support for home loans customers
- Responding to customers queries with regards to their accounts and mortgage loan facility
- Preparation and administration of client and facility documentation as required/necessary
- Processing of customers instructions to ensure timely response and high-quality service
- Registration and booking of home mortgage loans in the system before to disbursed by operations department
- Follow up with the customers & the developers to process the drawdown of loans
- Maintain and develop business relationship with key contacts within the preferred employers for future business sourcing.
- Act as a backup for secured lending division whenever needed
- Develop sales plan on daily basis and share it with the team leader.
- Prepare activity Reports.
**NOTE**:
- Responsibilities and duties in the Job description may be changed or added due to work requirement.
- It is the responsibility of the DSA to avail a car and mobile to conduct business with prospect customers.
- Ensure selling based on needs and avoid miss-selling by communicating proper information with prospect customers.
**Performance Measures**
- Performance & targets
- Disciplinary record.
- Attendance Record.
- Contribution to the growth of the company.
**Job Specifications**
**Essential**
**Desirable**
**Qualifications**
University Bachelor’s Degree OR
Diploma
Banking/Finance, Accounting, Sales/Marketing major
**Experience**
Experience in sales & marketing and specifically in banking products
Incase of Diploma, 3 years’ experience in banking & sales products is essential
**Skills**
Communication skills
Problem Solving Skills
Negotiation Skills
Customer service skills
Adaptability
Creativity
Re-search skills
Analytical skills
**Abilities**
To communicate in English orally and comprehensively
To communicate in Arabic orally
To work under pressure.
To learn quickly
**Line Manager**
To review & report daily, weekly & monthly activities, performance & targets
**Education**:
- Bachelor's (required)
**Experience**:
- Sales: 2 years (required)
**Language**:
- English And Arabic (required)
This job has been sourced from an external job board.
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