Senior Credit Professional
5 days ago
At Mackenzie Jones, our clients seek a seasoned professional to fill the position of Senior Credit Officer. This role requires a Bahraini or KSA National with extensive experience in lending and credit-related fields.
Main Scope of Duties:- The successful candidate will be responsible for approval of credit applications, transactions, exceptions, and other extensions of credit within their delegated authority and according to bank policies and procedures.
- They will ensure that the bank's overall credit underwritings are aligned with relevant regulatory requirements.
- The Senior Credit Officer will work closely with the Chief Credit Officer (CCO) and Chief Risk Officer (CRO) to establish and maintain a strong risk management culture, promoting thorough analysis, sound judgment, and integrity of processes and decisions.
- They will monitor and manage the credit portfolio under their direct responsibility, aiming to sustain high credit quality and minimize non-performing loans.
- The candidate will participate in coaching and training of credit officers, products specialists, and relationship managers on an ongoing basis.
- Must be a Bahraini or KSA National.
- A minimum of ten years of relevant lending and credit-related experience, with the last three years in a credit approval role.
- Appropriate risk training, including early problem recognition and remedial management courses.
- Experience in different business, functional, and geographic environments.
- Sound knowledge of customer, industry, and product ranges.
- Remedial management experience.
- An acceptable track record regarding individual exposures and/or portfolios.
- Solid understanding of credit policies and practices, with the ability to apply them in practice.
- Familiarity with macroeconomic factors, country/sovereign risks, and policies.
- Knowledge of portfolio management techniques and risk rating policies.
- Understanding of the legal environment and documentation requirements.
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