Retail Credit Manager

2 months ago

Manama, Bahrain Arab Banking Corporation Full time

Bank ABC seeks to recruit a Retail Credit Manager in the Group Retail Department based in our Head Office, in Bahrain.

The Retail Credit Manager will be responsible to support the business units to grow retail credit portfolios by:

  • Assisting in developing the MIS needed for monitoring the performance of the retail credit portfolios.  
  • Assisting in overseeing and reporting the retail portfolio performance through performance trends and EWI
  • Supporting the retail credit portfolio management functions in the units.
  • Performing quantitative credit analysis on the Bank's different retail asset portfolios.
  • Assist in rolling out and implementing ORM requirements in retail units
  • Implement technology and automation solutions to enhance credit processing and reporting

 

Responsibilities of the role:

Reporting to the Group Head Retail Banking, the job holder will:

  • Assist to generate the necessary MIS that is required for portfolio tracking and monitoring.
  • Assist in preparing loss forecast and ongoing monitoring of loss projections. 
  • Maintain effective communication with retail credit and business units.
  • Assist in developing portfolio delinquency benchmarks, analyze portfolio delinquency and loss trends and compare to established benchmarks.
  • Assist in Identifying opportunities by locating low risk segments
  • Review and provide on feedback on credit criteria based on MI reviewed.
  • Review test & learn program performance and provide recommendations.
  • Ensure adherence to the CBB regulations, Group Policies and local country regulations
  • Work with local retail risk to review credit underwriting unit’s decisions by conducting regular sample checks on approved, rejected, and deviation cases to ensure their compliance to the set established policies
  • Assist in creating the necessary coding to facilitate tracking of different programs and activities to monitor the credit and financial viability of different programs with different risk profiles.
  • Create a feedback loop to receive assessment and collections’ feedback with regards to the viability and appropriateness of MIS
  • Assist in maintaining and keep the MIS database and ensure sustained integrity.
  • Assist in analyzing top rejection and cancellation reasons vis-à-vis the set policy to remove unnecessary process inefficiencies and bottlenecks.
  • Support the implementation of retail credit projects including the LOS, Scorecards, collection system and ongoing enhancement.
  • Responsible for the business administrator role for the collection system which requires management of collection MIS, implement, monitor and control collections strategies enhancement, etc.

 

Areas of Knowledge, Qualification and Experience

  • 8 years in banking of which at least the last 4 years should be in a retail portfolio management role involving developing credit MIS reports
  • Graduate degree/MBA, preferably in Finance and or Economics
  • Credit analysis skills.
  • Sound knowledge of the banking processes.
  • Excellent PC skills, with advanced Excel spreadsheet knowledge and good skills in other MS applications including e-mail messaging.
  • Effective analytical skills. 
  • Excellent numerical and analytical skills are required to understand the underlying credit risks at both customer and portfolio level.
  • Familiarity with consumer banking credit management, credit tools and techniques is essential as also is a sound knowledge of collection processes and systems.
  • A working knowledge of credit scoring and management of scorecards to ensure continued validity and acceptable performance would be an advantage.
  • Knowledge in all credit functions of credit operations, Credit cards, personal loans, instalment loans and other retail loans including collection practices and channels.
  • Effective communication skills (written and verbal), proficiency of Arabic & French languages would be an advantage.
  • Self-motivated and high level of numerical accuracy.
  • Ability to manage numerous deliverables within strict time and resource constraints and an eye for detail.
  • Solutions oriented and needs to be rational, pragmatic, disciplined and methodical with strong interpersonal communication skills.

  • Retail Credit Manager

    2 months ago

    Manama, Bahrain Bank ABC Full time

    Retail Credit Manager Bank ABC seeks to recruit a Retail Credit Manager in the Group Retail Department based in our Head Office in Bahrain. The Retail Credit Manager will be responsible to support the business units to grow retail credit portfolios by: - Assisting in developing the MIS needed for monitoring the performance of the retail credit...

  • Retail Credit Manager

    2 months ago

    Manama, Bahrain Arab Banking Corporation Full time

    Bank ABC seeks to recruit a Retail Credit Manager in the Group Retail Department based in our Head Office, in Bahrain. The Retail Credit Manager will be responsible to support the business units to grow retail credit portfolios by: - Assisting in developing the MIS needed for monitoring the performance of the retail credit portfolios. - Assisting in...

  • Retail Credit Manager

    1 month ago

    Manama, Bahrain Talent Pal Full time

    Retail Credit Manager Bank ABC seeks to recruit a Retail Credit Manager in the Group Retail Department based in our Head Office in Bahrain. The Retail Credit Manager will be responsible to support the business units to grow retail credit portfolios by: - Assisting in developing the MIS needed for monitoring the performance of the retail credit...

  • Retail Credit Manager

    2 months ago

    Manama, Bahrain Talent Pal Full time

    Bank ABC seeks to recruit a Retail Credit Manager in the Group Retail Department based in our Head Office, in Bahrain. The Retail Credit Manager will be responsible to support the business units to grow retail credit portfolios by: - Assisting in developing the MIS needed for monitoring the performance of the retail credit portfolios. - Assisting in...

  • Retail Credit Control

    5 months ago

    Manama, Bahrain ila Bank Full time

    Retail Credit Control & Admin Officer The role involves validating the accuracy and completeness of the credit facilities. This involves verifying that the facility amounts, dates, account numbers, and other relevant details are consistent between the Bank's records and the external sources mainly for personal loans/Islamic finances besides credit...

  • Assistant Manager, Branch Office

    3 months ago

    Manama, Bahrain Navy Federal Credit Union Full time

    Assistant Manager, Branch Office - NSA Bahrain To assist the Branch Manager of a small/medium/large branch office by overseeing the efficient operation of the branch to ensure operational functions are completed and properly performed by branch staff. **Responsibilities** - Supervise and lead branch team to provide members the full range of Navy Federal...

  • Assistant Manager, Branch Office

    1 month ago

    Manama, Bahrain Navy Federal Credit Union Full time

    Assistant Manager, Branch Office - NSA Bahrain To assist the Branch Manager of a small/medium/large branch office by overseeing the efficient operation of the branch to ensure operational functions are completed and properly performed by branch staff. **Responsibilities** - Supervise and lead branch team to provide members the full range of Navy Federal...

  • Assistant Manager, Branch Office

    2 months ago

    Manama, Bahrain Navy Federal Credit Union Full time

    **Overview** To assist the Branch Manager of a small/medium/large branch office by overseeing the efficient operation of the branch to ensure operational functions are completed and properly performed by branch staff. **Responsibilities** - Supervise and lead branch team to provide members the full range of Navy Federal Credit Union products and services...

  • Credit Support Officer

    6 months ago

    Manama, Bahrain Arab Banking Corporation Full time

    **1. Job Purpose** This role resides within second line of defense, part of the Group Credit. The Credit Support Officer (CSO) reports to Head of Policy, Procedures, Portfolio Review ＆ Credit Support, who in turn reports to the Group Chief Credit Officer who in turn reports to the Group Chief Credit & Risk Officer who reports to the Group Chief Executive...

  • Mgr-credit

    5 months ago

    Manama, Bahrain Marriott International, Inc Full time

    **Job Number** 24103248 **Job Category** Finance & Accounting **Location** Sheraton Bahrain Hotel, 6 Palace Avenue, Manama, Bahrain, Bahrain VIEW ON MAP **Schedule** Full-Time **Located Remotely?** N **Relocation?** N **Position Type** Management **JOB SUMMARY** Manages the day-to-day operations of accounts receivables, ensuring that invoices being...

  • Group Credit Officer

    5 months ago

    Manama, Bahrain Emprego BH Full time

    Department: Head Office Credit Location (Country): Bahrain Reports To: Group Credit Head of Wholesale Banking **Job Purpose**: - **Credit assessment**: Supporting, promoting, monitoring, and controlling, on an independent and ongoing basis, the Bank’s pursuit of good quality loan and other risk assets within the Corporate Credit portfolio. - The Credit...

  • Member Service Representative

    2 months ago

    Manama, Bahrain Navy Federal Credit Union Full time

    Member Service Representative (Part-Time) - NSA Bahrain To provide members and prospective members the full range of products and services offered by Navy Federal Credit Union including depository accounts such as checking, savings, certificate IRA, revocable trust and estate accounts; Lending products; and credit/debit cards. To perform moderately complex...

  • Assistant Retail Manager

    6 months ago

    Manama, Bahrain Gulf Brands International Full time

    **JOB PURPOSE**: The role of Assistant Retail Manager is key to the smooth day-to-day operational process of the retail store. The role is vital in ensuring a unique customer experience, while maintaining premium levels of standards. Standard operating procedure control will be integral to all aspects of the role. They will be vital in ensuring both the...

  • Retail Sales Manager

    2 months ago

    Manama, Bahrain The 1 Percent Full time

    **Basic Functions & Scope**: Identifying market potential for establishing new accounts, achieving retail sales targets, and ensuring profitability. Monitoring pricing and contracts to deliver high-quality products and services efficiently. **Responsibilities**: - Developing and implementing sales budgets and market expansion plans. - Meeting retail sales...

  • Member Service Representative

    5 months ago

    Manama, Bahrain Navy Federal Credit Union Full time

    Member Service Representative (Part-Time) - NSA Bahrain To provide members and prospective members the full range of products and services offered by Navy Federal Credit Union including depository accounts such as checking, savings, certificate IRA, revocable trust and estate accounts; Lending products; and credit/debit cards. To perform moderately complex...

  • Member Service Representative

    5 months ago

    Manama, Bahrain Navy Federal Credit Union Full time

    Member Service Representative (Part-Time) - Naval Support Activity Bahrain To provide members and prospective members the full range of products and services offered by Navy Federal Credit Union including depository accounts such as checking, savings, certificate IRA, revocable trust and estate accounts; Lending products; and credit/debit cards. To perform...

  • Senior Credit Analyst, Wholesale Banking

    5 months ago

    Manama, Bahrain Arab Banking Corporation Full time

    ABC seeks to recruit a Senior Credit Analyst in the Wholesale Banking Department. The Credit Analyst will be responsible to support the Corporate Banking Relationship Management team with all Credit, Portfolio Monitoring and Administrative Tasks. **Responsibilities of the role**: Job Holder is primarily responsible for delivering credit support solutions...

  • Vp/avp - Corporate Credit

    5 months ago

    Manama, Bahrain Tandem Search Full time

    Group - Group Credit Organization - Tier 1 Bank in the UAE The purpose of the job is to prepare, review and provide appropriate recommendation of credit facilities for a portfolio of corporate clients. The role also entails compliance with all credit policies and guidelines. **Generic Accountability** - Guide a team of analyst to ensure robust credit...

  • Regional Retail Field Manager

    6 months ago

    Manama, Bahrain PROCORP Management Full time

    On behalf of our VIP client, one of the leading actors in FMCG sales and marketing in Bahrain and GCC we are looking to hire**:Regional Retail Field Manager.** The regional Retail Branch Manager will be responsible of managing the regional **FMCG&Retail **branch in Bahrain by leading the field staff and ensuring delivery of the business target. ** Key...

  • Sale Manager, Regional Sales Manager, Marketing

    5 months ago

    Manama, Bahrain Talent Pal Full time

    **input**: Sale Manager, Regional Sales Manager, Marketing Manager Jobs Almada, Bahrain To plan, staff, organize, direct and control his Sales team. To train and motivate his salesmen and insure attainment of their assigned volume, distribution, merchandising, and credit objectives - To monitor the performance of each salesman, including the development of...