
Credit Risk Manager for Large Corporates
3 days ago
Job Purpose:
The role of a Credit Risk Manager is to assess and mitigate the risk associated with lending to large corporations. This involves preparing and reviewing credit applications, conducting due diligence, and ensuring compliance with credit policies and guidelines.
Key Responsibilities:
- Prepare and submit timely credit applications and conduct necessary client visits and due diligence in coordination with the coverage team.
- C coordinate with Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
- Maintain accurate records of credit processing and approval turnaround times as per agreed SLAs.
- Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
- Identify potential problem accounts through early warning indicators and liaise with Business Units to implement suitable action plans.
- Review exception and portfolio reports to provide recommendations on change in risk appetite, ratings, or classification.
Qualifications:
- Bachelor's degree in a relevant field.
- Desirable: Chartered Accountant or Master's in Business Administration (MBA).
Experience:
- 5 years' experience in the banking sector, with at least 3 years in similar positions with progressively increasing responsibilities in the Credit function.
- Proven experience in Credit Management of Large Corporates.
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