Retail Credit Evaluation Specialist

6 days ago


Manama, Manama, Bahrain Ila Bank Full time

Job Overview:

Ila Bank is seeking an experienced Retail Credit Evaluation Specialist to join our team.

About the Role:

This role involves reviewing retail credit applications and supporting documents, providing recommendations in line with bank policies and procedures. Key Responsibilities include:

Key Responsibilities:

  • Reviewing credit applications and supporting documents according to credit policy requirements
  • Ensuring all necessary information for credit decisions is obtained
  • Verifying required information per defined bank processes and scripts
  • Conducting thorough credit analysis and providing recommendations based on assessment of credit risk
  • Presenting findings and recommendations to managers, highlighting key factors affecting repayment ability
  • Developing spreadsheets and models to support new and existing credit application analysis
  • Maintaining up-to-date knowledge of bank lending policies
  • Reconciling credit files and identifying discrepancies
  • Supporting whitelist maintenance and related inventory updates
  • Training pre-screening staff on processing and elimination variables

Requirements:

  • At least 5 years of strong retail credit experience
  • Bachelor's Degree in Finance, Accounting, or other business-related fields

What We Offer:

Join a dynamic team at Ila Bank and take your career to the next level.



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