Retail Credit Evaluation Specialist
6 days ago
Job Overview:
Ila Bank is seeking an experienced Retail Credit Evaluation Specialist to join our team.
About the Role:
This role involves reviewing retail credit applications and supporting documents, providing recommendations in line with bank policies and procedures. Key Responsibilities include:
Key Responsibilities:
- Reviewing credit applications and supporting documents according to credit policy requirements
- Ensuring all necessary information for credit decisions is obtained
- Verifying required information per defined bank processes and scripts
- Conducting thorough credit analysis and providing recommendations based on assessment of credit risk
- Presenting findings and recommendations to managers, highlighting key factors affecting repayment ability
- Developing spreadsheets and models to support new and existing credit application analysis
- Maintaining up-to-date knowledge of bank lending policies
- Reconciling credit files and identifying discrepancies
- Supporting whitelist maintenance and related inventory updates
- Training pre-screening staff on processing and elimination variables
Requirements:
- At least 5 years of strong retail credit experience
- Bachelor's Degree in Finance, Accounting, or other business-related fields
What We Offer:
Join a dynamic team at Ila Bank and take your career to the next level.
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