Business Credit Risk Analyst

5 days ago


Manama, Manama, Bahrain Ila Bank Full time

Job Overview

We are seeking a seasoned Business Credit Risk Analyst to join our team at Ila Bank. As a key member of our credit evaluation team, you will play a critical role in assessing the creditworthiness of retail borrowers and making informed recommendations to support business growth.

Key Responsibilities

  • Review and evaluate retail credit applications, including supporting documents, to ensure alignment with bank policies and procedures.

  • Conduct thorough credit analysis, identifying potential risks and opportunities, and provide clear recommendations to management.

  • Develop and maintain spreadsheets and models to support credit decision-making, ensuring accuracy and efficiency.

  • Stay up-to-date with bank lending policies and procedures, applying this knowledge to inform credit decisions.

  • Reconcile credit files, identify discrepancies, and variances, and implement corrective actions as needed.

  • Support the development and maintenance of employer whitelists and relevant supporting documents inventory.

  • Train and develop pre-screening staff on identifying processing and elimination variables.

Requirements

  • Minimum 5 years of strong retail credit experience.

  • Bachelor's Degree in Finance, Accounting, or other business-related fields.

  • Mid-Senior level professional with excellent analytical and communication skills.

What We Offer

A dynamic work environment, opportunities for career growth, and a competitive compensation package.



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