Business Credit Risk Analyst
5 days ago
Job Overview
We are seeking a seasoned Business Credit Risk Analyst to join our team at Ila Bank. As a key member of our credit evaluation team, you will play a critical role in assessing the creditworthiness of retail borrowers and making informed recommendations to support business growth.
Key Responsibilities
Review and evaluate retail credit applications, including supporting documents, to ensure alignment with bank policies and procedures.
Conduct thorough credit analysis, identifying potential risks and opportunities, and provide clear recommendations to management.
Develop and maintain spreadsheets and models to support credit decision-making, ensuring accuracy and efficiency.
Stay up-to-date with bank lending policies and procedures, applying this knowledge to inform credit decisions.
Reconcile credit files, identify discrepancies, and variances, and implement corrective actions as needed.
Support the development and maintenance of employer whitelists and relevant supporting documents inventory.
Train and develop pre-screening staff on identifying processing and elimination variables.
Requirements
Minimum 5 years of strong retail credit experience.
Bachelor's Degree in Finance, Accounting, or other business-related fields.
Mid-Senior level professional with excellent analytical and communication skills.
What We Offer
A dynamic work environment, opportunities for career growth, and a competitive compensation package.
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