Credit Risk Manager
5 days ago
Mackenzie Jones seeks a seasoned Bahraini or KSA National to serve as Senior Credit Officer, overseeing the evaluation and approval of credit applications, transactions, and exceptions. As a key member of our team, you will play a pivotal role in maintaining the bank's commitment to sound credit practices.
Primary Responsibilities:- Review and approve credit proposals based on thorough analysis and adherence to established policies.
- Ensure that loan portfolios are managed in accordance with relevant regulations.
- Support senior management in developing and implementing a comprehensive risk management strategy.
- Monitor and analyze credit data to identify potential risks and areas for improvement.
- Collaborate with colleagues to provide coaching and training in credit-related matters.
- Bahraini or KSA National status.
- At least 10 years of relevant lending experience, with a focus on credit approval.
- Proven expertise in risk management and early problem recognition.
- Demonstrated ability to work effectively in diverse business environments.
- Exceptional knowledge of industry-specific customer needs and product offerings.
- Thorough understanding of credit policies and procedures.
- Ability to analyze complex financial data and make informed decisions.
- Experience with portfolio management techniques and risk rating methodologies.
- Awareness of regulatory requirements and documentation processes.
- Excellent credit risk assessment skills, including counter-party analysis and structuring.
- Knowledge of credit risk planning and monitoring processes.
- Awareness of price, liquidity, and underwriting risks.
- Sensitivity to strategic, franchise, reputation, and compliance risks.
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Risk and Credit Expert
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