Corporate Credit Manager
4 days ago
At RESO, we believe in creating an inclusive environment where each person values the experiences, perspectives, ideas and beliefs of others. Our unique position allows us to combine international experience with deep cultural knowledge and local expertise.
Job DescriptionThe purpose of this role is to prepare, review and provide appropriate recommendations for credit facilities on a portfolio of large corporate clients. This involves ensuring compliance with all credit policies and guidelines.
Key Responsibilities:
- Ensure timely preparation and submission of credit applications, conducting necessary client visits and due diligence in coordination with the coverage team.
- Coordinate with relationship managers well in advance of annual reviews to obtain necessary information from borrowers, facilitating a comprehensive review of credit facilities.
- Maintain credit processing and approval turnaround times as per agreed service level agreements.
- Monitor accounts regularly and follow up with business units on terms and conditions to ensure compliance with approval conditions.
- Identify potential problem accounts through early warning indicators and liaise with business units to implement suitable action plans.
- Review exception and portfolio reports to provide recommendations on risk appetite, ratings and classification.
- Ensure accuracy of data presented to stakeholders, including senior management.
Qualifications:
Bachelor's degree required. Chartered Accountant or Master's in Business Administration (MBA) desirable.
Minimum 5 years' experience in banking, with at least 3 years in similar positions with progressively increasing responsibilities in the credit function. Experience in credit management of large corporates preferred.
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